The card issuers' biggest chunk of revenue is the interest paid by people who carry balances -- an estimated 60 percent of cardholders. Last year, those interest payments added up to a whopping $116 billion. Another big source of revenue is cardholder fees. The average annual credit card fee is now $45. The average fee for making a late payment is $34. (Paying your credit card bill late also triggers a higher interest rate on your outstanding balance. Penalty interest rates now range up to 35 percent a year.) The average fee for going over your credit limit is $31. The fee for taking a cash advance is 2 percent to 4 percent of the amount of the advance, subject to a $5 minimum. Brought to you by First Choice Credit & Credit-Boost.net


Raise Your Credit Score and Save Thousands! First Choice Credit, LLC in partnership with Jamison Law Group, P.C. can help you Whether you are trying to get approved for a loan, or you are just looking for ways to increase your credit score, First Choice Credit can provide solutions. A higher credit score means substantial savings on your monthly bills, better rental and employment opportunities, and peace of mind. The average score of our clients increase between 50 and 60 points.

Please call 1-877-783-7248 today for a free consultation.

First Choice Credit, LLC is a full service credit restoration company working with Jamison Law Group, P.C. to legally transform people's credit situation. We utilize every technique and tactic available to us under the law to remove any derogatory information you may have.

We act as a representative for our clients due to our working knowledge of credit scoring and experience working with creditors and credit bureaus. It may often be difficult for an individual to communicate with creditors and bureaus without an adept understanding of their techniques and regulations in place for credit reporting.

Save Thousands - Just a 20 point FICO increase can mean the difference of tens of thousands dollars in interest paid over the life of an average priced home.

Client Login - Clients can track there progress in the credit restoration process 24/7 with there own unique login.

Free consultation prior to service - Call us and speak to a member of our staff about what you can do to raise your score and what we can do to raise your score. This call is obligation free and will leave you with invaluable knowledge.

Refund Guarantee - We will refund all monthly payments if we do not remove more than 25% of all the negatives we work on, from all three major credit bureaus, within six months from the time our services are retained.

Our Past Success Rates - Just a 20 point FICO increase can mean the difference of tens of thousands dollars in interest paid over the life of an average priced home. We, and our associates, have a proven track record of raising FICO scores quickly and effectively to give our clients better purchasing power.

Average FICO score increase in 6 months: 50 points
Score increase in 35 days
10 points or more 93%
20 points or more 71%
50 points or more 20%
100 points or more 10%
Score increase in 90 days
10 points or more 97%
20 points or more 82%
50 points or more 35%
100 points or more 20%


There are too many factors that make up the credit score, so it is impossible to give you an accurate prediction of how much your score will increase. Since we do not know for sure which items we are going to get removed, it is nothing more than a guess for us to tell our client how much their score will increase.

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Plain and simple with the success rate of our company and with what we can do for your for you, we are both going to win from this partnership. Contrary to what the credit bureaus would like you to believe, credit repair does work and can work for 100% of people in most circumstances. This is, of course, provided you are getting the best advice and have an experienced professional working on your case. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit repair; however, there are times when your own limitations make adhering to this advice impossible.

The two limiting factors are: (1) your financial situation and/or (2) the time-frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items, if the creditor does not adhere to the law that outlines what needs to be done within a specified time period.
 

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